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Born and raised right here along the beautiful Emerald Coast, I began my real estate career in January of 2005. What started as a passion for helping people quickly grew into a lifelong commitment to excellence. Before founding Legacy Premier Agency, I owned and led the #1 real estate team in North Florida and the #5 team in the entire state.
Discover the coastal communities of Okaloosa, Bay, and Walton Counties that perfectly suit your lifestyle. From vibrant waterfront towns filled with activity to serene beachside escapes, Florida’s Emerald Coast offers something for everyone. With local expertise and trusted guidance, we’ll help you find the ideal place to call home, enjoy a vacation retreat, or make a smart investment.
See your property's value instantly! Plus, receive real-time updates on its changing value, recent sales nearby, and smart strategies and tips to boost your equity faster.
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Choose the real estate guide that fits your needs—whether you're buying, selling, or just exploring your options. Simply select from the list below and submit your info to receive your personalized guide.
Questions? Reach out and I’ll respond right away.
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At Legacy Premier Agency, we're on a mission to do one thing: To change the lives of our real estate agents, our clients, and their families through home ownership and real estate investing.
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Download our real estate app and gain instant access to the latest MLS listings, open houses, and recently sold properties, all in real-time. With up-to-date information at your fingertips, you’ll always be one step ahead in your home search.
But our app offers more than just listings—it’s your personalized real estate companion. Save properties you love, get instant alerts on price changes, and receive updates based on your preferences. Whether you're ready to buy or just browsing, our app helps you stay informed and in control of your real estate journey.
Click on any of the following questions for answers to help guide you. Any additional questions you have, we're happy to answer.
Your closing cost amount will vary based on two main factors, which are your loan type and your loan amount, although there are additional factors as well. Things such as the age of the home (which will affect the insurance cost), what inspections you have completed, and which day of the month you close on (which will affect your prepaid interest and property taxes owed at closing) can also impact your closing costs.
Between 3-5% is a general rule of thumb. However, that can be a significant difference, so talking with an experienced agent who can guide you and provide you with details on a more accurate figure is important!
What inspections need to be completed and which ones you want completed may or may not always be the same.
Depending on your loan type and your lender's requirements, certain inspections will be required. For example, if you're using a VA loan, a clean WDO inspection (termite inspection) is required. A WDO inspection is lender-specific when using an FHA loan (meaning some lenders will require it while others will not), and isn't required when using a conventional loan.
The same thing applies to other inspections, such as a septic inspection, a well inspection, and a water test. There could also be additional inspections required depending on other factors.
Inspections that aren't a requirement, we refer to as "Peace of Mind" inspections. An example would be a general home inspection. While this isn't required, it's a good idea. Think of it as a report card. While there isn't necessarily a pass or fail, it will help give you an overview of the condition.
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We firmly believe that the internet should be available and accessible to anyone, and are committed to providing a website that is accessible to the widest possible audience, regardless of circumstance and ability.
To fulfill this, we aim to adhere as strictly as possible to the World Wide Web Consortium’s (W3C) Web Content Accessibility Guidelines 2.1 (WCAG 2.1) at the AA level. These guidelines explain how to make web content accessible to people with a wide array of disabilities. Complying with those guidelines helps us ensure that the website is accessible to all people: blind people, people with motor impairments, visual impairment, cognitive disabilities, and more.
This website utilizes various technologies that are meant to make it as accessible as possible at all times. We utilize an accessibility interface that allows persons with specific disabilities to adjust the website’s UI (user interface) and design it to their personal needs.
Additionally, the website utilizes an AI-based application that runs in the background and optimizes its accessibility level constantly. This application remediates the website’s HTML, adapts Its functionality and behavior for screen-readers used by the blind users, and for keyboard functions used by individuals with motor impairments.
If you’ve found a malfunction or have ideas for improvement, we’ll be happy to hear from you. You can reach out to the website’s operators by using the following email [email protected]
Our website implements the ARIA attributes (Accessible Rich Internet Applications) technique, alongside various different behavioral changes, to ensure blind users visiting with screen-readers are able to read, comprehend, and enjoy the website’s functions. As soon as a user with a screen-reader enters your site, they immediately receive a prompt to enter the Screen-Reader Profile so they can browse and operate your site effectively. Here’s how our website covers some of the most important screen-reader requirements, alongside console screenshots of code examples:
Screen-reader optimization: we run a background process that learns the website’s components from top to bottom, to ensure ongoing compliance even when updating the website. In this process, we provide screen-readers with meaningful data using the ARIA set of attributes. For example, we provide accurate form labels; descriptions for actionable icons (social media icons, search icons, cart icons, etc.); validation guidance for form inputs; element roles such as buttons, menus, modal dialogues (popups), and others. Additionally, the background process scans all of the website’s images and provides an accurate and meaningful image-object-recognition-based description as an ALT (alternate text) tag for images that are not described. It will also extract texts that are embedded within the image, using an OCR (optical character recognition) technology. To turn on screen-reader adjustments at any time, users need only to press the Alt+1 keyboard combination. Screen-reader users also get automatic announcements to turn the Screen-reader mode on as soon as they enter the website.
These adjustments are compatible with all popular screen readers, including JAWS and NVDA.
Keyboard navigation optimization: The background process also adjusts the website’s HTML, and adds various behaviors using JavaScript code to make the website operable by the keyboard. This includes the ability to navigate the website using the Tab and Shift+Tab keys, operate dropdowns with the arrow keys, close them with Esc, trigger buttons and links using the Enter key, navigate between radio and checkbox elements using the arrow keys, and fill them in with the Spacebar or Enter key.Additionally, keyboard users will find quick-navigation and content-skip menus, available at any time by clicking Alt+1, or as the first elements of the site while navigating with the keyboard. The background process also handles triggered popups by moving the keyboard focus towards them as soon as they appear, and not allow the focus drift outside of it.
Users can also use shortcuts such as “M” (menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics) to jump to specific elements.
We aim to support the widest array of browsers and assistive technologies as possible, so our users can choose the best fitting tools for them, with as few limitations as possible. Therefore, we have worked very hard to be able to support all major systems that comprise over 95% of the user market share including Google Chrome, Mozilla Firefox, Apple Safari, Opera and Microsoft Edge, JAWS and NVDA (screen readers), both for Windows and for MAC users.
Despite our very best efforts to allow anybody to adjust the website to their needs, there may still be pages or sections that are not fully accessible, are in the process of becoming accessible, or are lacking an adequate technological solution to make them accessible. Still, we are continually improving our accessibility, adding, updating and improving its options and features, and developing and adopting new technologies. All this is meant to reach the optimal level of accessibility, following technological advancements. For any assistance, please reach out to [email protected]